Balance Transfer

Loans

Transfer Your Loan. Reduce Your EMI. Save More.

At Domestic Capital, we help you transfer your existing loan to a better financial institution offering lower interest rates (ROI), reduced EMI, and improved service. With our expert guidance and strong network of banking partners, you can make a smarter financial decision with ease.

About Domestic Capital

At Domestic Capital, we specialize in providing complete support for Balance Transfersβ€”from documentation to final loan disbursement.

With over 7 years of experience, we have successfully helped 10,000+ customers achieve their financial goals with smooth and hassle-free loan processing. Our strong network with 100+ banks and financial institutions ensures you get the best deal every time.

What is a Balance Transfer Loan?

A Balance Transfer Loan allows you to shift your existing Home Loan or Loan Against Property (LAP) from your current bank to another bank or NBFC that offers better interest rates and favorable terms.
This enables you to reduce your financial burden and optimize your loan repayment.

Key Benefits of Balance Transfer

Lower Interest Rates (ROI)

Reduce your overall interest outflow

Lower EMI

Improve monthly cash flow

Top-Up Loan Facility

Get additional funds if required

Better Loan Terms

Flexible tenure and repayment options

Improved Service Experience

Switch to a better banking partner

Our Other Services

Loan Against Property (LAP)

Loan Against Property (LAP)

Home Loans

Home Loans

Mortgage Loans

Mortgage Loans

Personal Loans

Personal Loans

Business Loans

Business Loans

Our Achievements

10,000+ Successful Loan Customers

10,000+ Successful Loan Customers

100+ Banking Partners

100+ Banking Partners

7+ Years of Industry Experience

7+ Years of Industry Experience

High Customer Satisfaction

High Customer Satisfaction

Home Loan Eligibility

Age

  • Applicants must be at least 21 years old at the time of loan commencement and not more than
    65 years at loan maturity.
  • Salaried Individuals: 21 years to 58 years
  • Self-Employed Individuals: 25 years to 65 years

Income

  • Salaried Individuals: Minimum monthly income of β‚Ή10,000
  • Self-Employed Individuals: Minimum annual income of β‚Ή2,00,000

Employment

  • Salaried Individuals: Minimum 2–3 years of work experience in an MNC,
    private company, public limited company, or government organization.
  • Self-Employed Individuals: Minimum 3 years of experience in the current business or profession.

Credit Score

  • A credit score of 750 or above is generally considered ideal for faster approval and better
    home loan interest rates.

Documentation For Home Loan

  • Form 16
  • Identity Proof
  • Last 3 Months Salary Slips
  • Last 6 Months Bank Statement
  • Employment Proof
  • PAN Card
  • Trade License / Partnership Deed
  • MOA / Business Registration
  • Audited Financial Statements
  • Last 6 Months Bank Statement
  • Business Address Proof
  • Valid Passport & Visa
  • Overseas Address Proof
  • Employment Contract
  • NRE / NRO Bank Statements
  • Power of Attorney
  • Sale Deed / Agreement
  • No Objection Certificate (NOC)
  • Possession Certificate
  • Land Tax Receipt
  • Occupancy Certificate

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Our goal is to simplify finance, build long-term relationships, and help our clients achieve their personal and business goals with confidence.

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